Sunglasses are more than just a style statement, they protect your eyes from harmful UV rays, reduce glare, and help prevent vision problems like cataracts and macular degeneration.
If you have a Flexible Spending Account (FSA), you might be wondering: Can I use my FSA funds to buy sunglasses? The answer is yes, and you can use your FSA funds to shop for both prescription and non-prescription sunglasses at Vintage Frames Company. Let’s break it down.
What Do FSA Funds Cover?
FSA funds are meant for eligible medical expenses, including vision-related costs. This means you can use your FSA for:
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Prescription sunglasses
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Non-prescription sunglasses (*when purchased from Vintage Frames Company)
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Prescription eyeglasses (including reading glasses)
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Non-prescription blue light blocking glasses (*when purchased from Vintage Frames Company)
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Contact lenses & cleaning solutions
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Eye exam co-pays
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Certain eyewear accessories
While most FSA eligible e-retailers typically do not cover non-prescription sunglasses, Vintage Frames Company allows customers to use their FSA funds for both prescription and non-prescription eyewear.
Can You Use FSA for Sunglasses?
Yes! You can use your FSA funds to buy prescription and non-prescription sunglasses when shopping at Vintage Frames Company. Unlike many retailers, we accept FSA payments for all our eyewear options.
What’s Covered?
✅ Prescription sunglasses
✅ Prescription eyeglasses
✅ Non-prescription blue light blocking glasses
✅ Reading glasses (even without a prescription)
✅ Non-prescription sunglasses (when purchased from Vintage Frames Company)
✅ Contact lenses & solutions
What’s Not Covered?
❌ Fashion or color contact lenses (without prescription)
❌ Warranties & insurance premiums
❌ Eyewear cleaning kits or protective cases
Are Polarized Sunglasses FSA Eligible?
If your prescription sunglasses have polarized lenses, they are FSA-eligible. Polarized lenses reduce glare and improve visibility, making them a great option for driving or outdoor activities. Non-prescription polarized sunglasses are also eligible when purchased from Vintage Frames Company.
Are Non-Prescription Sunglasses FSA Eligible?
Yes! When you shop at Vintage Frames Company, you can use your FSA funds to buy non-prescription sunglasses. While most retailers require a prescription for FSA eligibility, we make it easy for you to protect your eyes in style.
How to Use FSA for Sunglasses
If you want to use FSA funds for sunglasses, here’s how:
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Shop prescription or non-prescription sunglasses online here.
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Use your FSA debit card at checkout.
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If you don’t have an FSA debit card, pay with another method and submit a claim for reimbursement with your receipt.
Does Vintage Frames Company Accept FSA Cards as Payment?
Yes! Vintage Frames Company accepts FSA funds for both prescription and non-prescription sunglasses. Unlike most retailers, we make it easy for you to use your FSA dollars for high-quality eyewear that protects your vision and enhances your style.
Are Prescription Sunglasses FSA Eligible?
Yes! Prescription sunglasses are fully eligible for FSA funds. If you need vision correction and want sun protection, you can use your FSA to buy a pair of Vintage Frames prescription sunglasses.
Are Prescription Sunglasses Worth It?
Absolutely! Prescription sunglasses give you the best of both worlds—clear vision and UV protection. Plus, using your FSA to buy them means you’re using pre-tax dollars, saving you money.
Are Prescription Sunglasses HSA Eligible?
Yes! Just like FSAs, Health Savings Accounts (HSAs) can be used to purchase prescription sunglasses. Unlike FSA funds, HSA funds do not expire and roll over each year.
Are Prescription Sunglasses Covered by HSA?
Yes, HSA funds cover prescription sunglasses, eyeglasses, and contact lenses. If you contribute to an HSA, you can use those funds to purchase prescription eyewear whenever needed.
Are Prescription Sunglasses Covered by My Private Insurance Plan?
It depends on your private insurance plan. Many insurance plans allow you to use your optical allowance toward prescription sunglasses instead of regular eyeglasses. Some plans partially cover the cost of prescription sunglasses, while others may not. Check with your provider for details.
Will Insurance Cover Prescription Sunglasses?
Some vision insurance plans do offer coverage for prescription sunglasses, but it varies. If covered, your plan may offer a discount, reimbursement, or partial payment toward your purchase.
Will Vision Insurance Cover The Frame And The Lenses?
Almost (if not all) insurance plans allow you to use your optical allowance toward the entire purchase. However, coverage details depend on your plan, so it’s best to check with your insurance provider!
FAQs About Using FSA Funds to Purchase Sunglasses
Can I use my FSA for non-prescription sunglasses?
Yes! When shopping at Vintage Frames Company, you can use your FSA funds for both prescription and non-prescription sunglasses.
Do prescription sunglasses qualify for FSA?
Yes! Prescription sunglasses are FSA-eligible.
Are polarized lenses FSA-eligible?
Yes, if they are added to your prescription sun lenses. Non-prescription polarized sunglasses are also eligible when purchased from Vintage Frames Company.
Can I buy designer vintage sunglasses with FSA funds?
Yes! Both prescription and non-prescription designer vintage sunglasses purchased from Vintage Frames Company are FSA-eligible.
Do FSA funds expire?
Yes, most FSA funds must be used by the end of the calendar year, though some plans allow a $500 carryover!
Final Thoughts
If you’re looking to invest in high-quality sunglasses, using your FSA funds is a smart way to do it. Unlike most retailers, Vintage Frames Company lets you use your FSA funds for both prescription and non-prescription sunglasses—so you can protect your eyes and stay stylish while making the most of your benefits!
